Pro+Where to find it: Sidebar → Financing
Restaurant Financing
Working-capital advances based on your QR Pay & Order + delivery cash flow. Pre-approved offers, 48-hour funding, no collateral, repaid as a fixed % of daily card sales until the advance is satisfied. Pro-only.
What you'll see
dashboard.dynabite.net
Financing
Pre-approved offer
AED 180,000
working-capital advance · paid back via 12% of daily card sales
Offers are based on the last 6 months of QR Pay & Order + delivery cash flow. Approved in 48 hours, no collateral, no fixed-term repayment.
How to use it
- 1
Wait for an offer
The system models eligibility from 6+ months of cash flow. When an offer is available, it surfaces here as a card with the amount, the daily-sales % deduction, and an estimated payback period. - 2
Review the terms
The cost is presented as a flat factor (e.g. 1.18) — pay back AED 118k on a AED 100k advance. No interest in the variable sense; if your sales slow, repayment slows too. - 3
Accept and use
Tap Accept. Funds land in your Stripe account in 48h. From there it's yours — equipment upgrade, kitchen reno, marketing push, runway. No reporting required on what you spend it on. - 4
Repayment is automatic
The configured % of every QR Pay & Order + delivery card sale draws down toward the advance until satisfied. The dashboard shows balance + projected end date.
Gotchas & tips
If you're considering financing, check the all-in cost against a bank loan or supplier credit. Working capital advances are convenient but rarely the cheapest option.
Eligibility recalculates monthly. A bad month can shrink your next offer; a good run extends it. Plan accordingly.
Related features
Try it in your dashboard
The fastest way to learn is to click through it once with your own data. Sign in and follow along.
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